Locked your keys inside the car in the UK — locksmith, breakdown cover, or dealership?
Your three options, in the order to try them
- 1Breakdown cover (AA, RAC, Green Flag, Britannia)Cost: £0 – £40 (usually free)Timing: 30 – 90 min ETA
Most UK breakdown policies include "lockout" or "keys locked in vehicle" as a standard call-out — you have already paid for it in your annual premium. Check the schedule under Personal Cover / Roadside / Homestart. Employer schemes (some employer car allowances include AA Business) and premium credit cards (Amex Platinum, some Barclaycard tiers) sometimes bundle it too.
When to pick this: You have any breakdown policy — check first. Even non-motor policies (some home insurance emergency add-ons) can include vehicle lockout. - 2Auto-locksmith (mobile, specialist)Cost: £80 – £200 all-in for a straight slim-jim / airbag entryTiming: 30 – 60 min ETA in-city
Right for older cars (pre-2015-ish) with mechanical door locks or immobiliser-only entry. An auto-locksmith carries slim jims, air-wedges and specialist picks. If a key needs cutting or programming on the spot, add £80 – £300 for the key (transponder chip, immobiliser sync). Some carry mobile key-cutting rigs.
When to pick this: You have no breakdown cover, or your breakdown provider says the car is out of scope. Also right for scheduled key-cutting jobs where the car is drivable but you want a spare. - 3Main dealer / manufacturer approvedCost: £150 – £500+ (recovery + key + programming)Timing: Same-day-ish for common brands; longer for premium
The right answer for modern smart cars — keyless-entry vehicles (most 2018+ BMW, Audi, Mercedes, Range Rover, Tesla) where entry is via encrypted radio protocol rather than a mechanical lock. Auto-locksmiths cannot always help; you may need the car recovered to the dealer for a key re-pair.
When to pick this: Your car is a keyless-entry model AND the auto-locksmith says they cannot help, OR the car needs a full replacement key programmed to the immobiliser.
The modern smart-car caveat
Traditional locksmith techniques (slim jim, air wedge) do not work on many post-2018 cars. Three things to know:
- Keyless-entry cars (most 2018+ BMW, Audi, Mercedes, Range Rover, Tesla, plus many Ford / Vauxhall high-trim models) do not have a traditional mechanical lock the locksmith can pick.
- For those cars, an auto-locksmith can sometimes access via a physical override slot behind a trim panel, but for a full "open the door" without the fob, dealer / manufacturer intervention is often needed.
- If the fob battery has died, the fob usually contains a hidden mechanical blade — check the fob for a slide-out button; the blade opens the physical lock cylinder (often hidden under a trim cap on the door handle).
Frequently asked questions
How much does it cost to unlock a car in the UK in 2026?+
Does AA / RAC breakdown cover include locked keys in the car?+
Can a locksmith open a modern keyless-entry car in the UK?+
Is it worth breaking a car window to get in?+
What if the auto-locksmith on the phone quotes £59 for the call-out?+
The fob works but the car will not respond — is that a locksmith job?+
Sources and useful contacts
- AA — Roadside cover, vehicle lockout
Check whether your policy includes vehicle lockout. If yes, you have already paid for it.
- RAC — Roadside breakdown cover
Roadside policies typically include lockout call-outs. Confirm on your policy schedule.
- Consumer Rights Act 2015 — section 51 (reasonable price)
Where no price is fixed, only a reasonable price is payable — applies to auto-locksmith invoices too.
- Citizens Advice — consumer helpline
Helpline: 0808 223 1133 (England and Wales), Mon–Fri 9am–5pm.
Related — the “from £59” auto-locksmith pattern is the same class of trick as the “no-call-out-fee” house-lockout headline: see the honest explainer and the 8 red flags.
Locked out of the house instead? The 90-second plan and the overnight-specific version.
If the invoice is wrong: the dispute-strength check or the Section 75 letter builder.
LockSafe is a residential-locksmith platform in the UK. For car lockouts, breakdown cover is genuinely the first call. This page is here so you have the honest comparison before agreeing to any auto-locksmith invoice.
For your house, when it happens next
LockSafe covers residential lockouts and lock changes on the platform. The itemised quote arrives on your phone before any work starts — no headline that turns into a different number on site.